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BUSINESS CHECKING ACCOUNT

 

 

 

Power Your Business

UFirst offers business checking accounts with no minimum balance, and amazing rewards

Whether you're a startup, scale-up, or growing enterprise, UFirst has the right business checking account for your Utah business. We offer two checking accounts for business owners: 

Our business checking accounts help you handle all your checking needs as you grow your business in Utah. We offer the following benefits and more:

  • Fast transactions
  • No minimum monthly balance
  • Remote deposit capture
  • Easy online banking
  • Autobooks
  • Dividends on your balance
  • Cash/coin handling
  • Competitive transaction rates
  • Rewards on debit card transactions
a lady opens a business checking account

Get Started

To open an account, contact a business expert, visit any branch location or call us at (801) 481-8800 .

Open an Account Talk with an Expert

BASIC BUSINESS CHECKING

Free Business Checking for the First 200 Transactions

The Right Account for Your Growing Business

Get all the features you need for your start-up, small business or medium-size business with low to moderate transaction activity and limited cash handling needs.

Business Checking is designed for small to mid-sized businesses. Here are some of the benefits you’ll receive with this account:

  • Earn rewards on debit card purchases*
  • No monthly minimum balance
  • 200 free transactions per month**
  • Cash/coin handling

*Visit our Visa Rewards site to view the awards catalog or to learn more about the program rules and details.
**For transaction rates, cash/coin handling fees and other fees that may apply, visit our rates page.


man accesses business checking account online

Open an Account

To open an account, contact a business expert, visit any branch location or call us at (801) 481-8800 .

Open an Account Talk with an Expert

BUSINESS MONEY MARKET CHECKING

Larger Companies Get Better Rewards with a Business Money Market

A checking account designed for established businesses with high cash flow and a large number of transactions. Money Market Checking is designed for mature businesses.

Here are some of the benefits you’ll receive with this account: 

  • Earn dividends on your entire balance
  • Earn rewards on debit card purchases*
  • No monthly minimum balance
  • Competitive transaction rates**
  • Cash/coin handling
man accesses business checking account online

Open an Account

To open an account, contact a business expert, visit any branch location or call us at (801) 481-8800 .

Open an Account Talk with an Expert

What are the Differences Between Business Checking Accounts?

Basic Business Checking

Perfect for: Start-ups, scale-ups, and small-and-medium-sized businesses with limited cash handling and moderate transaction activity requirements.

Benefits:

  • NO dividends on your balance
  • Rewards on debit card transactions*
  • NO monthly minimum balance
  • Cash/coin handling
  • 200 free transactions every month**

Business Money Market Checking

Perfect for: Established businesses with many transactions and lots of cash flow.

Benefits:

  • Dividends on your balance
  • Rewards on debit card transactions*
  • NO monthly minimum balance
  • Cash/coin handling
  • Competitive transaction rates 

Rates

 

*Visit our Visa Rewards site to view the awards catalog or to learn more about the program rules and details.
**For transaction rates, cash/coin handling fees and other fees that may apply, visit our Business Fees and Charges page.

Frequently Asked Questions About Business Checking Accounts

 

What is a Business Checking Account?

There are over 200,000 small businesses in Utah. These businesses require a checking account to handle the financials associated with running and growing a business. Business checking accounts keep your finances separate from your personal checking account and provide more flexibility to manage everyday business activity.

What are the Benefits of a Business Checking Account in Utah?

Business checking accounts are designed for Utah business owners like you. You can use a business checking account to track expenses and handle cash flow.

A checking account for your business makes it easier to manage tax liabilities and comply with business regulations.

How Does a Business Checking Account Work in Utah?

A business checking account is like a personal checking account but comes with special benefits for business owners.

Not all business checking accounts in Utah are the same, however. Look for an account that offers benefits like low fees and no minimum balance.

How Easy Is It to Apply for a Checking Account for Your Utah Business?

Applying for a business checking account in Utah with UFirst is a simple process. You can contact UFirst by phone or pop into one of our local branches.

What Businesses in Utah Can Apply for a Checking Account?

  • Store owners
  • Restaurant owners
  • Hairstylists
  • Contractors
  • And many more

Convenient Online Business Checking

Make your money work for you!

UFirst Credit Union Business Checking accounts are engineered for success. Our goal is to streamline your finances so you can spend more time developing your business.

We know life is busy so we’ve designed our digital resources to help you perform transactions and make business decisions wherever work takes you. With online banking and mobile banking, you can manage your finances while on-the-go and on your own time.

Because we’re mobile, our business checking accounts are beneficial to all types of businesses and business people. Large or small, start-up or established, our services will help you reach goals. And you can earn rewards while your business grows*!

Find out why “It’s Better Here.” Apply online now for your business checking account, call our Business Services Department at 801-481-8845 or visit a local branch today.

Checking designed for the successful business 

  • Earn dividends on your entire balance
  • Earn rewards on debit card purchases*
  • No monthly minimum balance
  • Competitive transaction rates**
  • Cash/coin handling

Searching for Business Checking Accounts in Utah?

UFirst Credit Union has worked with local Utah business owners since 1956, providing them with the financial resources to grow their businesses. As a trustworthy member-owned financial institution, we provide Utah business owners like you with more financial freedom.

Need a business checking account today? Call us at (801) 481-8800, or visit us in a branch.

Contact a Business Expert

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