Fees
The following fees apply specifically to your:
Share Savings Account:
| Fee Description | Fee | Notes |
|---|---|---|
| Closing Fee (Only if account is closed with 180 days of opening) | $10 | |
| Account transfer fee | $10 | Per Regulation D, Transfer afer 6 |
Checking Account:
| Fee Description | Fee | Notes |
|---|---|---|
| NSF / ODP Fee | $25 | Per item |
| Stop Payment Fee | $20 | Per Request |
| Check Image Research | $2 | Per Check |
| Crimson Checking (fee waived when minimum balance is maintained throughout the month) | $7 | Per Month |
Other Share Savings and Checking Account Charges:
| Fee Description | Fee | Notes |
|---|---|---|
| Dormant Account Fee (Applies to accounts that are inactive for 12+ months and have an invalid address on file) | $5 | Per Month |
The following fees are not directly related to a particular account but generally apply to all deposit accounts or specific account transactions:
| Fee Description | Fee | Notes |
|---|---|---|
| Account Reconciliation/ Research | $20 | Per Hour |
| Certified Check | $1 | Per Check |
| Credit Union Check | $1 | Per Check |
| Payment from other institution by phone | $10 | Per Transaction |
| Items sent for Collection | $15 | Per Item |
| Legal Process Fee (Garnishment / Tax Levies) | $15 | Per Occurrence |
| Money Order | $1.50 | Per Item |
| Returned ACH Fee | $25 | Per Item |
| Returned Deposit Fee | $10 | Per Item |
| Returned Mail Fee (Waived with balance greater than $1,000) | $2 | Per Month |
| Statement Copy Fee (Previous Quarter) | Free | |
| Statement Copy Fee (Per Quarter After) | $2 | Per Copy |
| Temporary Checks | $1 | Per Sheet of 5 |
| Wire Transfer Fee (Incoming/ Outgoing) | $10 | Per Transfer |
| International Wire Transfer Fee (Outgoing) | $25 | Per Transfer |
| Lost Plastic Card Replacement | $5 | Per Card |
| Visa Gift Cards | $2.95 | Per Card |
| Visa Travel Cards ($3.95 Per additional card tied to the same limit) | $8.95 | Per Card |
| Stop Payment (on a Credit Union or Cashiers Check | $10 | Per Request |
The following fees apply specifically to Electronic Funds Transactions (EFT) services provided:
| Fee Description | Fee | Notes |
|---|---|---|
| ATM Transaction Fee (At ATMs not participating in the CO-OP Network) | $2 | Per Transaction |
Basic Business Account (per month):
| Fee Description | Fee |
|---|---|
| Maintenance Fee (When minimum balance is not maintained) | $7 |
| Deposit Transaction | 4¢ in excess of 10 |
| Items Deposited | 4¢ in excess of 75 |
| Checks Cleared | 10¢ in excess of 75 |
| Online Bill Payer | 30¢ in excess of 15 |
| Cash Handling | 30¢ per $1,000 after the first $10,000 per month |
Commercial Business Account (per month):
| Fee Description | Fee |
|---|---|
| Maintenance Fee | $10 |
| Deposit Transaction | 4¢ in excess of 15 |
| Items Deposited | 4¢ in excess of 100 |
| Online Bill Payer | 30¢ in excess of 15 |
| Checks Cleared | 10¢ per check |
| Sweep Option | $25 per month |
| Cash Handling | 30¢ per $1,000 after the first $10,000 per month |
Other Business Account Charges:
| Fee Description | Fee |
|---|---|
| Returned Deposit Fee | $3 per item |
| Printed Statement Option | $5 per month |
