Share Rates

Savings Dividend Rates

As of 05/01/13

Balance	APR*	APY**
$0 - $999.00	0.10%	0.10%
As of 04/30/13 dividend rate	0.10%	0.10%
$1,000 and above	0.15%	0.15%
As of 04/30/13 dividend rate	0.15%	0.15%

As of 05/01/13

Balance	APR*	APY**
$1,000-$4,999.99	0.10%	0.10%
$5,000 and above	0.10%	0.10%

As of 05/01/13

Balance	APR*	APY**
$0 - $4,999.99	0.10%	0.10%
$5,000 - $9,999.99	0.10%	0.10%
$10,000-$19,999.99	0.15%	0.15%
$20,000-$49,999.99	0.15%	0.15%
$50,000-$99,999.99	0.20%	0.20%
$100,000-and up	0.25%	0.25%

As of 05/01/13

Balance	APR*	APY**
Less than $4,999.99	0.10%	0.10%
$5,000 - $9,999.99	0.15%	0.15%
$10,000-$19,999.99	0.15%	0.15%
$20,000-$49,999.99	0.20%	0.20%
$50,000-$99,999.99	0.25%	0.25%
$100,000 - $149,999.99	0.30%	0.30%
$150,000 - $249,999.99	0.35%	0.35%
$250,000 - $499,999.99	0.35%	0.35%
$500,000 - $749,999.99	0.40%	0.40%
750,000 - above	0.40%	0.40%

As of 05/01/13

Balance	APR*	APY**
$25,000 - $49,999.99	0.30%	0.30%
$50,000 - $99,999.99	0.35%	0.35%
$100,000 - $249,999.99	0.40%	0.40%
$250,000 - $499,999.99	0.45%	0.45%
$500,000 - above	0.50%	0.50%

As of 05/01/13

Balance	APR*	APY**
Less than $4,999.99	0.25%	0.25%
$5,000 - $9,999.99	0.30%	0.30%
$10,000-$19,999.99	0.30%	0.30%
$20,000-$49,999.99	0.35%	0.35%
$50,000-$99,999.99	0.40%	0.40%
$100,000 - $149,999.99	0.45%	0.45%
$150,000 - $249,999.99	0.50%	0.50%
$250,000 - $499,999.99	0.50%	0.50%
$500,000 - $749,999.99	0.55%	0.55%
$750,000 - above	0.55%	0.55%

As of 05/01/13

Balance	APR*	APY**
6 months	0.25%	0.25%
12 months	0.45%	0.45%
18 months	0.55%	0.55%
24 months	0.65%	0.65%
30 months	0.70%	0.70%
36 months	0.80%	0.80%
48 months	1.05%	1.06%
60 months	1.29%	1.30%

As of 05/01/13

Balance	APR*	APY**
6 months	0.45%	0.45%
12 months	0.65%	0.65%
18 months	0.75%	0.75%
24 months	0.85%	0.85%
30 months	0.90%	0.90%
36 months	1.00%	1.00%
48 months	1.25%	1.26%
60 months	1.49%	1.50%

As of 05/01/13

Term	APR*	APY**
90 days	0.15%	0.15%

* APR = Annual Percentage Rate

** APY = Annual Percentage Yield

1 Account only available if opened prior to 2012