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Financing a home has never been easier

To contact us directly, call 481-8800


Home Equity Line of Credit
Our Home Equity Line of Credit account offers you variable rates with up to 90 percent of the equity in your home as an open credit line with no closing costs, no annual fee and easy access to your credit line with free personalized checks or your free VISA access card.

You may be eligible for tax savings. This account includes free 24-hour online and telephone account access.

  • No closing costs
  • Borrow up to 90% of the value of your home
  • Low variable rates
  • Monthly payment is 1.0% of the loan balance (min $50 dollars)
  • Open ended line-of-credit (apply once and use over and over again)
  • Free personalized checks
  • Free VISA access card

First Mortgage Loan    
Our First Mortgage Loan account offers you fixed rates with terms of up to 30 years, and low closing costs.


No-Fee First Mortgage Loan
Our No-Fee First Mortgage Loan account offers you fixed rates with terms of 5, 7 or 10 years. This account includes free 24-hour online and telephone account access.
Second Mortgage Home Loan
Our Second Mortgage Loan account offers you fixed rates for up to 90 percent of the equity in your home with terms of up to 7 years. The interest you pay might be deductible under current tax laws. This account includes free 24-hour online and telephone account access.
  • No closing costs
  • Borrow up to 90% of the value of your home
  • Low fixed rates
  • Fixed payments
  • Fixed term loan


Long Term 2nd Mortgage/Variable Rate
  • 20 year term
  • 90% financing
  • Fixed interest rate for term of the loan
  • Low Rates

Long Term 2nd Mortgage

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Construction Loan
Looking to build your home from the ground up? Here at the University Credit Union we offer flexible terms and excellent rates on construction loans to help you build your dream home. Our construction loans offer you variable and fixed rate options with terms up to 12 months.Best of all, if you secure your long term financing with us we will wave all closing costs on your long term financing and allow you to lock your long term interest rate at the time of your construction loan with a one time float down option on the rate at a minimal cost. Please contact a Mortgage Specialist today to explain this fantastic offer in more detail.
  • Perfect for custom homes
  • No monthly payments
  • Low variable rates and fixed rates
  • Flexible terms up to 12 months
  • Long term financing can be arranged

 

 
 
 
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