Personal Loans

Get your new car, home, vacation, or anything else with a little financial assistance from University Credit Union. We offer affordable loans to make your dreams a reality, and flexible term options to ensure your payments don't hurt your monthly budget. A non-secured personal loan (or "signature" loan) unlike a credit card, offers a fixed term with set monthly payments. You can also get a secured loan using your property as collateral. Whatever you need, we can help you make it happen.

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  • Competitive rates
  • Use funds for almost any purpose
  • Flexible term options
  • Secured and unsecured loans
  • Based on credit approval
  • Local decision making and processing
  • Knowledgeable loan professionals
  • Free 24-hour online banking
  • Free voice and mobile phone banking
  • Apply over the phone at (801) 481-8899

See what your monthly payment could be with our Simple Loan Calculator.

Payment Deposit Coupon

Signature Loans

If you've got good credit, you can get a loan with little more than just your signature! Contact our loan professionals for more information.

  • Amounts up to $15,000
  • Competitive variable rates
  • Terms up to 5 years
  • No collateral required
  • Local decision making and processing
  • Knowledgeable loan professionals
  • Free 24-hour online account access
  • Free mobile and voice phone access
Savings-Secured Loans

A savings-secured loan will provide you with a lower rate than the unsecured personal loan because your savings or certificate account guarantees the loan. If you have funds in a savings or certificate account, you can pledge those funds to guarantee repayment of the loan and receive a lower rate on your loan.

  • Competitive fixed rate (3% above savings secured loan account rate)
  • Terms up to 5 years
  • Loan secured by savings or certificate balance
  • No pre-payment penalty
  • No credit approval required
  • Local processing and servicing
  • Knowledgeable loan professionals
  • Free 24-hour online account access
  • Free mobile and voice phone access
IVF Loans

Our Vitro Fertilization (IVF) loan is a resource available to help make infertility treatment affordable by providing an extended payment program that divides the cost of treatment into manageable monthly payments.

Our IVF loan may cover the entire procedure, as well as any fertility drugs or other medications associated with the treatment. For current IVF loan rates, call our service center at (801) 481-8800. If you have questions about how much your treatment will cost, please contact a financial specialist at the Utah Center for Reproductive Medicine at (801) 581-3834.