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Student loans for every financial need


Student Services

Products and services designed for students through our student financial survival kit


Refer a friend

Share the benefits of Credit Union membership. Recruit family members and fellow students to join the University Credit Union and you will receive a $10 Reward* for each new member that you refer. Tell your referral that in addition to getting our better rates, better products and better service, he or she will aso receive $10 after they join. Others eligible for membership:

  • Family members including parents, siblings, grandparent, spouse, children, grandchildren, stepchildren, and stepparents.
  • Anyone living in your household even if unrelated.
  • Anyone who lives, works, worships, attends school (that's all your fellow classmates!), volunteers or regularly does business in Salt Lake County.

*The $10 reward will be paid to both the existing and new member after the new member's savings account is open for 60 days. Employees and officials of University Credit Union and their families are not eligible.


Student Loans

With the cost of education rising annually, you need someone to help make your college dreams come true. At the University Credit Union we offer an array of student loan services that are guaranteed through the federal government and are designed to fit your individual needs. Our new Go Loan can even help you finance your graduate studies. Let us take the worry out of the cost of education so that you can focus on more important issues, like homework and homecoming.

With the right people by your side the process is easy. Our great student services staff have all the answers and can help you every step of the way. Just follow the quick 4 step process provided and you'll be on your way.


Graduate Option Loan (Go Loan)

Paying for graduate school can be a financial burden for many individuals. GO LOAN, powered by UHEAA and in partnership with the University Credit Union, is an easy, flexible way to get the money you need to complete your graduate studies. GO LOAN is designed for graduate students in many programs.

GO LOAN can help you bridge the financing gap when other types of financial aid are not enough to get you through school. It offers a low interest rate with local service. You'll receive 100% of the amount borrowed with no origination fee. As with all of our student loans, re-payment is deferred while in school.

To qualify for GO LOAN, you must be attending at least half-time and be a student in one of the following graduate degree-seeking programs:

  • Law, Accounting
  • Business Administration
  • Education, Healthcare Administration
  • Occupational Therapy
  • Public Administration
  • Public Health
  • Social Work
  • Statistics
  • Engineering
  • All Doctorate degrees

Is GO For You?

To qualify for GO LOAN, you must have a strong credit history and satisfy the application criteria. Borrowers without a strong credit history may apply for GO LOAN with the help of a qualified co-signer.

Before applying for GO LOAN, check with your financial aid office for information on other sources of financial aid, including scholarships, grants, work-study, and federally guaranteed graduate loans. It is important to exhaust all other financial aid options before applying for GO LOAN

Although payments are deferred while you are in school, you are still responsible for any interest accrued during that time. If you choose not to pay the interest while you are in school, the interest accrued will be added to your outstanding balance.

Apply Today

Click the links below, print and fax to UHEAA at 801-366-8431

Go Loan Application

Go Loan Co-Signer Application

For more information about GO LOAN or other financial aid options for which you may be eligible email goloan@uofucu.com


Federal Family Loan Program (FFLP)

We also offer many government guartanteed student loan through UHEAA.

To Apply Follow These Simple Steps:

Step 1.
Become a University Credit Union member.
Not A Member? Click Here

Step 2.
Pick up your Free Federal Student Aid Application (FAFSA) at your school, or apply online at www.fafsa.ed.gov. Complete and submit the Student Aid Application and any other information your school requires directly to the school you will attend.

Step 3.
Contact your finacial aid department at the college of your choice.

Step 4.
When you receive your promissory note in the mail, complete it and return according to the accompanying instructions. Or, sign your promissory note electronically at uheaa.org. The Loan Guaranty Agency will then send the promissory note to the University Credit Union. Once received, your funds will be disbursed to you as instructed by your school. You will be notified of disbursement by mail.

Apply early so the money will be ready when you are. Visit www.fafsa.ed.gov. for application submission deadlines.




Local Schools



Additional Aid Information:

For additional information of interest for students seeking financial aid, with links to general information about student aid programs and other sources of aid for education, vist:


Important Disclosure:
Interest rates and conditions may vary for previous student loan borrowers ... on all loan types. If you have any questions regarding your Student Loan please call (801) 481-8899 and when prompted, select Option 3.
 
 
 
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