Imagine having the power to buy the goods and services you want almost anywhere you go in the world. Imagine having a personal credit line which gives you the ability to buy what you want, when you want. Our Visa® card accounts give you that kind of purchasing power -- affordably.

• Visa® Check Card
• Visa® Classic Credit Card
• Visa® Platinum Credit Card
• Visa® Platinum Rewards Credit Card
• Home Equity Line of Credit
• Visa® Business Debit Card
• Visa® Business Credit Card
• Verified by Visa®
• Report Lost Card

Visa® Check Card
Our Visa^® Check Card account offers convenient Visa® and ATM access to your funds, with no annual fee.

There’s no minimum balance or fee required to open or maintain the account.

Every account includes:

• Free 24-hour online and telephone account access
• Free CO-OP network ATM access
• Cirrus^®, Mastercard^®, Plus^®, Star^® and Visa^® networks ATM, and Interlink^® point-of-sale network access
• Monthly statement

Visa® Classic Credit Card
Our Visa® Classic credit card account offers the convenience and purchasing power you need with an affordable 13.9-percent APR fixed-interest rate, 25-day grace period and no annual fee.

There’s no minimum balance required to open or maintain the account.

Every account includes:

• Up to $2,000 credit limit
• $250,000 free air common-carrier travel insurance
• Free 24-hour online and telephone account access
• Free CO-OP^® network ATM access
• Cirrus^®, Mastercard^®, Plus^®, Star^® and Visa^® networks ATM, and Interlink^® point-of-sale network access
• Monthly statement
• Optional credit life insurance

Visa® Platinum Credit Card
Our Visa® Platinum credit-card account offers the power and prestige you want with higher credit limits and expanded service, a low 10.99-percent APR fixed-interest rate, 25-day grace period, and no annual fee.

There’s no minimum balance or fee required to open or maintain the account.

Every account includes:

• No annual fee
• $2,000 to $10,000 credit limit
• $250,000 worldwide automatic travel-accident insurance
• Visa^®-911 Gateway 24-hour toll-free assistance center
• Emergency card-replacement and cash-disbursement service
• Rental automobile insurance
• Purchase security and extended protection to replace, repair or reimburse most Visa^® Platinum Card purchases (certain restrictions apply)
• Travel assistance including medical, emergency transportation, pharmaceutical prescriptions, ticket replacement, lost luggage, emergency translation and ATM-locations services.
• Free 24-hour online and telephone account access
• Free CO-OP network ATM access Cirrus^®, Mastercard^®, Plus^®, Star^® and Visa^® networks ATM, and Interlink^® point-of-sale network access
• Monthly statement
• Optional credit life insurance

Visa® Platinum Rewards Credit Card
There is an Extra Awards program attached to this card. You earn points when you make purchases using your Visa Platinum Rewards card. Points are traded in for Travel, Merchandise, Gift Certificates or Gift Cards. In addition to airfare, hotels and car rentals you can use your points for restaurants, gas, electronics, apparel, sporting goods, music, movies, Disney and Universal Studios amusement parks, and more. Since you earn points, not air miles, you can travel on most airlines with fewer restrictions. When you are ready to redeem your points, simply log in to your account, select your award, and order.

Every account includes:

• The same features and benefits of our Visa Platinum card
• Low FIXED RATE 10.99% APR
• $25 annual fee – waived for the first year so you can see how beneficial Rewards can be
• Annual fee is waived for members with an active Crimson Checking account
• Earn 1 point for every full dollar spent on the card. (Points are not earned on current balances, balance transfers or cash advances.)
• Visit https://2003.extraawards.com or contact the awards center at 877-909-1450 for convenient access to program details and rules. You can also register, see points earned, view the Award Catalogue, order, and more.
• Monthly statement shows points earned

Home Equity Line of Credit
Our Home Equity Line of Credit account offers you variable rates with up to 90 percent of the equity in your home as an open credit line with no closing costs, no annual fee and easy access to your credit line with free personalized checks or your free VISA access card.

You may be eligible for tax savings. This account includes free 24-hour online and telephone account access.

• No closing costs
• No appraisal credit report or origination fees
• Borrow up to 90% of the value of your home
• Low variable rates
• Monthly payment is 1.0% of the loan balance (min $50 dollars)
• Open ended line-of-credit (apply once and use over and over again)
• Free personalized checks
• Free VISA access card

Visa® Business Debit Card
Our Visa® Business Debit card is perfect for any business account from start up businesses to Corporations. It offers convenient Visa® and ATM access to your funds.

There is a Extra Awards program attached to this card when you have an open Business Checking account. You can earn points for purchases you make using your Visa® Business Debit card.

• Free 24-hour online and telephone account access
• Convenient free access to your points earned at https://1028.extraawards.com or contact the awards center at 877-909-1450
• Free Co-Op Network ATM access
• Cirrus®, MasterCard®, Plus®, Star®, and Visa® networks
• ATM and Interlink® point-of-sale network access
• Monthly statement

Visa® Business Credit Card
Our Visa® Business Credit card account offers the prestige, convenience and purchasing power you need with an affordable 14.75-percent APR fixed-interest rate. You have the option of adding the Extra Awards Program to your card with a 16.75-percent APR fixed-interest rate. The Extra Awards rewards you for purchases you make with your Visa® Business Credit card.

• Free 24-hour online and telephone account access
• Convenient free access to your points earned at https://1028.extraawards.com or contact the awards center at 877-909-1450
• Free Co-Op Network ATM access
• Cirrus®, MasterCard®, Plus®, Star®, and Visa® networks
• Monthly statement

Verified by Visa®
We are proud to be one of the front runners of the national Verified by Visa^® program designed to protect your personal information when shopping online. Anytime you shop online using any University Credit Union Visa^® card you'll be required to enter your pre-selected password to prevent fraud or identity theft in the case that your card is lost or stolen. Register for Verified by Visa^® today and begin enjoying added security when buying online.

Report Lost Card
You can report a lost or stolen credit / debit card 24 hours a day
7 days a week. Click Here to report your card lost or stolen
through ReportMyCards.com

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