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Make your money work harder for you with our newest certificate offer. Our new 30-Month Bump Certificate comes with an APY* of 2.50% and a one-time bump!

This is a limited time offer, so don’t wait to get started if you’re looking for the best 30-month certificate around.

Not only does this certificate give you a fantastic return on your investment, but you have the choice to use a one-time bump for any possible rate increases. So you can feel comfortable knowing that you won’t miss out on higher rate changes while locking in a great APY*.

With the 30-month one-time bump certificate you can:

  • Open with as little as $500
  • Competitive fixed dividend rate
  • Peace of mind in knowing you can do a one-time bump


*APY=Annual Percentage Yield. Fees may reduce earnings. You will incur a penalty should you choose to withdraw your money before the completion of the term. Rate and bump cannot be applied to previously opened certificates. Rate increase (bump) must be initiated by member during the term of the certificate. UFCU will not automatically increase the rate on the account and is not responsible for notifying members of rate fluctuations. Bump option can be applied only once during the term. The Special 30-month One-time Bump Certificate is not automatically renewable. At maturity, the Special 30-month One-time Bump Certificate Account will renew to a Regular Certificate Account with the same term as the original, without a one-time bump option, unless it is withdrawn within the 7-day grace period after maturity. Bump option pertains to the prevailing UFCU Certificate rate and will be in effect for the remainder of the term only. New dividend rate will not be applied retroactively. Offer subject to change. Not available for financial institutions or other institutional investors. Rate good as of 06/04/2018. Minimum balance of $500 required. New money only.