* A minimum balance of $100 must be maintained in the certificate. Certificate will stay an access certificate at maturity. **Members have one penalty-free withdrawal per calendar quarter. Additional withdrawals may incur a penalty on dividends if exceeds one per calendar quarter.
"ONE-TIME BUMP" SHARE CERTIFICATES
With terms from 6 months to 5 years and a new lower threshold of $500, University Credit Union’s Bump Certificates just got better! You can start saving today and if the rate increases during your term, you can bump up to the higher rate!
* The One-time Bump Share Certificate is not automatically renewable. At maturity, the One-time Bump Certificate Account will renew to a Regular Certificate Account with the same term as the original, without a one-time bump option, unless it is withdrawn within the 7-day grace period after maturity. You may incur a penalty on dividends should you choose to withdraw your money before the completion of the term.
** This Certificate is allowed a one-time dividend rate increase (bump) which must be initiated by an account owner. When the one time bump option is exercised by the account owner, the rate will change to the current rate of the Regular Certificate of the same term length
U SAVE ACCOUNT
Earns dividends like a certificate account, but gives you the flexibility of a high-yield savings account.
A great way to save for a big purchase, down payment, or vacation
As little as $10 balance to get started
Choose your own term, from three to 60 months
Set up automatic transfers from another account
Earn competitive dividends
Open an Account
Visit your local branch or call us at 801-481-8800 to get started.
Conditions: A monthly automatic deposit must be set up on this account. The U Save account will automatically renew if a withdrawal request is not made by member upon maturity. Notice of maturity will be made 13 days prior to maturity date to address on file. Early withdrawal penalties may apply.