SAVINGS ACCOUNTS

You'll love our mix of savings accounts because there is an account that’s just right for you.

 

PRIMARY SAVINGS

MEMBERS

A traditional dividend-earning savings account

Your Primary Savings is the first account we open when you join as a member.

Save money and access it at your convenience.

  • $10 minimum balance (required for membership)
  • Earns dividends on your entire balance
  • Six free electronic transfers or withdrawals per month

OPEN ACCOUNT Calculate your savings current rates

*APY=Annual Percentage Yield. Rates are variable and may change after the account is opened. Fees may reduce earnings. The minimum balance required to open a Primary Savings account is $10.00.

 

SECONDARY SAVINGS ACCOUNT

girl holding piggy bank

Want more than one savings account to manage your money?

Our secondary savings account is a great way to save for a down payment on a home, a new car, or the vacation you’ve been waiting for.

Set aside money for something special

  • No minimum balance
  • Earns dividends on your entire balance
  • Six free electronic transfers or withdrawals per month

Open an Account

Visit your local branch or call us at 801-481-8800 to get started.

Calculate your savings current rates 

 

EDUCATIONAL SAVINGS ACCOUNT (ESA)

students

A Savings account to help you pay for your child's education

Contributions are not tax-deductible, but you can withdraw money tax free for educational expenses.

Watch your money grow up too

  • Contribute up to $2,000 a year for each child
  • Dividends grow tax-deferred on entire balance*
  • Contribute until child is 18 and anyone meeting income requirements can contribute
  • For qualified elementary, secondary, and post-secondary education expenses

Open an Account

Visit your local branch or call us at 801-481-8800 to get started.

Calculate your savings

*Members should seek the services of a tax professional regarding their specific tax situation.

 

U SAVE ACCOUNT

happy family

An easy way to save for what you want!

Earns dividends like a certificate account, but gives you the flexibility of a high-yield savings account.

A great way to save for a big purchase, down payment, or vacation

  • As little as $10 balance to get started
  • Choose your own term, from three to 60 months
  • Set up automatic transfers from another account
  • Earn competitive dividends

Open an Account

Visit your local branch or call us at 801-481-8800 to get started.

Calculate your savings current rates

*U Save Conditions: A monthly automatic deposit must be set up on this account. The U Save account will automatically renew if a withdrawal request is not made by member upon maturity. Notice of maturity will be made 13 days prior to maturity date to address on file. Early withdrawal penalties may apply.

 

INDIVIDUAL RETIREMENT ACCOUNT (IRA)

woman gardening

Start saving now so you can have money in the future!

Our IRA options can help you save the money you need when it’s time to retire.

We offer both Traditional and Roth IRAs*

  • $500 to open the account**
  • Earn dividends on entire balance
  • No monthly fee
  • IRA Accumulator option can help you keep your money liquid

Open an Account

Visit your local branch or call us at 801-481-8800 to get started.

Calculate your savings current rates


*See IRS guidelines for IRA rules about contributions, withdrawals and how to avoid withdrawal penalties.
**No minimum requirement for IRA Accumulator option

 

CHRISTMAS CLUB SAVINGS

Santa

Save all year for your Christmas expenses!

Smart holiday planners start saving early to build up savings before the Christmas season brings all those extra expenses.

Easy set up so you can start saving

  • No monthly fee or minimum balance
  • Earns dividends on the entire balance
  • Money will be automatically distributed to your checking, savings, or via check on the Friday after Thanksgiving*

Open an Account

Visit your local branch or call us at 801-481-8800 to get started.

Calculate your savings current rates

*To help encourage saving, this account will be closed if any early withdrawals are made