Individual Retirement Account (IRA)
Start saving now so you have money in the future!
Our IRA options can help you save the money you need when it’s time to retire.
We offer both traditional and Roth IRAs*
- $500 to open the account**
- Earn dividends on entire balance
- No monthly fee
- IRA Accumulator option can help you keep your money liquid
Visit your local branch or call us at 801-481-8800 to get started.
*See IRS guidelines for IRA rules about contributions, withdrawals and how to avoid withdrawal penalties.
**No minimum requirement for IRA Accumulator option
IRA Share Certificate Rates
IRA Share Certificates
IRA Bump Share Certificates
IRA Accumulator Account
|Less than $4,999||0.25%||0.25%|
|$5,000 - $9,999||0.30%||0.30%|
|$10,000 - $19,999||0.30%||0.30%|
|$20,000 - $49,999||0.35%||0.35%|
|$50,000 - $99,999||0.40%||0.40%|
|$100,000 - $149,999||0.45%||0.45%|
|$150,000 - $499,999||0.50%||0.50%|
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*Crimson Rewards Visa: Visit our Visa Rewards site to view the awards catalog or to learn more about the program rules and details.
*Certificate Accounts: You may incur a penalty on dividends should you choose to withdraw your money before the completion of the term.
Not a member of University Credit Union yet? Here are some reasons to join:
Member-owned - We’re owned by our members, so our only purpose is to serve you
Local to Utah - We care about, serve in, and invest in our local community
Loyal to You - The decisions we make are to serve you, our members, not a for-profit board