FHA Loans in Utah

An FHA home loan is one of the most accessible programs available to borrowers! It’s a common misconception that you must have top notch credit to be able to own a home. University Federal Credit Union is here to help you fulfill your dream of owning a home.
We’ll work hard to get you the financing you need!


What is an FHA Home Loan? 

Did you know there are a wide variety of programs available to borrowers to help them buy a home? FHA loans are mortgages insured by the Federal Housing Administration, which is part of the U.S. Department of Housing and Urban Development (HUD). FHA mortgage loans offer benefits such as:

  • Less prohibitive credit requirements
  • Smaller down payment
  • Lower closing costs
  • Friendlier debt ratios
  • Potentially better interest rates

This loan is ideal for borrowers with less than excellent credit and is easier to qualify for. UFCU offers competitive rates for FHA loans in Utah, so you can buy your dream home! 


 Is The FHA Home Loan Right For You?

FHA loans are a great opportunity for a wide variety of homebuyers to buy a home. With non-traditional credit scores accepted, fixed and variable rates, and competitively priced down payment options, University Federal Credit Union has what you need to get qualified. To learn more about your options and see if an FHA loan is right for you, contact one of our Mortgage Consultants!

Apply Now For An FHA Loan