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First-Time Home Buyer Loan in Utah


row of suburban homesUniversity Federal Credit Union offers many perks to first-time home buyers, let us help you get into your first home!


What You Need to Know About a First-Time Home Buyer Loan 

Buying your first home is an exciting time in your life, but you might have a few questions as you begin your home search. Luckily, our knowledgeable mortgage consultants are here to help you with the process from start to finish. This starts with breaking down a first-time home buyer loan to understand if you qualify. 

The first-time home buyer program is available to first-time potential buyers, even those with a lower credit rating, and fewer funds available for a down payment. The exact qualifications can vary from lender to lender, and there are unique rules that can apply. At University Federal Credit Union, our first-time home buyers must use the loan for a primary residence.


Our First-Time Home Buyer Program

Our mortgage consultants are here to help you get into your first home while making the process as easy as possible. University Federal Credit Union offers a competitive first-time home buyer program that includes:  

  • Lower Interest Rate
  • Smaller Down Payment
  • Up to 100% Financing Available
  • No Private Mortgage Insurance Required
  • Various Financing Options for Your Unique Financial Needs


Still Have Questions? 

If you have more questions about the logistics of first-time home buyer loans,
contact our team today and we’ll be happy to help! 

Speak With a Mortgage Consultant