I wanted to take the time to say a huge thank you to UCU for making my first time buying a home as simple and pain-free as I could have ever imagined.”
- Stephanie
Sandy, Utah

We can help you get into your first home

Buying your first home is an exciting time in your life, but you might have a few questions as you prepare for your home search.  Our Mortgage Consultants can help you with the process from start to finish.

Still have questions or need assistance? Contact our team now.

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Conrad Harting
Mortgage Consultant, MLO# 1475983
(435) 669-2870
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Taylor Riley
Mortgage Consultant, MLO# 745717
801-481-8864
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Heather Bollinger
Mortgage Consultant, MLO# 586149
801-481-5418
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Markie Johnson
Mortgage Consultant, MLO# 805966
801-481-8863
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Michelle Spaulding
Mortgage Consultant, MLO# 805956
801-481-8910
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Don Taylor
Mortgage Consultant, MLO# 486911
(801) 719-0964
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With Our Latest Certificates!

One-Time Bump
12-Month Access
U-Save Account

More mortgage options

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First Mortgage

Long-term mortgages for new and first homes

Discover First Mortgages
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Construction Loan

Build your dream home from the ground up

Start building a home

Educate Yourself: Wiki University

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Choosing a Realtor That's Right For You

When you are ready to buy a home a real estate professional can help you sort ...

Read More >
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Road to Home Ownership

A first home is the single most exciting purchase many people make in their lifetime...

Read More >

*U Save Conditions: A monthly automatic deposit must be set up on this account. The U Save account will automatically renew if a withdrawal request is not made by member upon maturity. Notice of maturity will be made 13 days prior to maturity date to address on file. Early withdrawal penalties may apply.

*Condominium Loans: Loans subject to credit approval. See current rates and terms. Condominium financing will require a minimum of a 3% down payment. For example a $100,000 loan approved at 97% of value would require a down payment of $3,000. The minimum payment for a $97,000 loan with a 4.00% APR and 30-year term is $463.09. This payment example does not include taxes and insurance.  Your actual payment may be higher.  The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan.  See our Loan Calculators for specific examples.

Not a member of University Credit Union yet? Here are some reasons to join:

Member-owned - We’re owned by our members, so our only purpose is to serve you

Local to Utah - We care about, serve in, and invest in our local community

Loyal to You - The decisions we make are to serve you, our members, not a for-profit board

Become a Member