Mortgage and Home Loans in Utah

UFCU is Proud to Be One of Utah's Top Mortgage Lenders

Competitive rates. No down payment.

Get Approved for a Home Loan in Utah With No Money Down

Utah home loans don't have to be complicated. As one of the state's top mortgage lenders, we specialize in fast, affordable financing, with a range of mortgages and home loans at competitive rates.

We offer all kinds of home loans in Utah:

  • Home loans for first-time buyers
  • Second mortgages
  • Short-term loans
  • Construction loans to build your own home
  • Mortgage refinance with low rates of interest
  • FHA loans
  • Reverse mortgage loans
  • VA loans

At UFCU, we'll help you feel right at home.

As a credit union, all our home loans come with fair and transparent rates of interest, with no hidden fees or nasty surprises. We've helped people in Utah finance their homes since 1956.

APPLY FOR A UTAH HOME LOAN


 

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Home Loans Utah

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Our mortgage advisers will look at your entire financial picture to make sure that the debt you take on today will still work for you tomorrow.

first time home buyer loan

FIRST TIME HOME BUYERS
We can help with every step

home refinancing

ReFINANCING YOUR HOMELower your payments 

construction loans utah

CONSTRUCTION LOANS
We can help finance your dream home

 

adjustable rate mortgage

ADJUSTABLE RATE MORTGAGES
Start off with a lower rate

condominium loans

CONDOMINIUM LOANS
A space of your own without all the upkeep

short term mortgage

SHORT TERM MORTGAGES
Pay off your home quickly

 

home equity loan utah

SECOND MORTGAGE
Access the equity in your home

home equity loan utah

HOME EQUITY LINE OF CREDIT
Get an extra line of credit

Jumbo Home Loans
High-dollar loans with low interest rates

 

FHA loan utah

FHA LOANS
One of the most accessible loans

va loans utah

VA LOANS
Military veterans & active military members


Contact a Mortgage Adviser

If you have questions about qualifying for a mortgage loan, applying for a home loan or refinance loan, or about which type of home financing is best for you, our team of Mortgage experts is here to help. Our advisers offer free consultation and can help you choose the right financing and obtain an easy, low rate. Call us today to learn more about how we can help you own your dream home. 

Contact a Mortgage consultant or call 801-481-8840



Home Loan Frequently Asked Questions

What is a Home Loan?

A home loan (aka, a home mortgage) is an agreed-upon sum of money loaned to a borrower from a bank or credit union. The borrower pays the loan back every month over a predetermined period which could be anywhere from 10, 15, 20, 30, or even 40 years. You can use your home loan to purchase a:

  • Single-family house
  • Apartment
  • Condo
  • Townhome
  • And more home types

What are the Benefits Getting A Home Loan in Utah?

At the time of this writing, the average property price in Utah is over $380,000. This cost makes it difficult for people to purchase a home outright. A home loan provides the finance required to buy a home and spread the cost across monthly installments.

What are the Advantages of a UFCU Home Loan?

UFCU offers the following benefits:

  • No down payment options
  • Low rates of interest
  • Fast application process
  • The opportunity to develop a relationship with a credit union, not a bank

How Do Utah Home Loans Work?

When you contact UFCU, we'll connect you with a mortgage advisor who will:

  • Assess your financial circumstances
  • Make sure you can afford a home loan
  • Recommend the best mortgage products for you

Not all home loan and mortgage lenders in Utah do this.

Is It Easy to Apply for Mortgage Loans in Utah?  

UFCU streamlines the entire home loan process from start to finish. Our friendly and experienced mortgage advisors provide you with guidance at every stage of your new journey. You can apply for a home loan in Utah by calling us, visiting a local branch, or making an application online.

 

Want to Apply for a Utah Home Loan?

With our wide range of home loans, we can find you the perfect finance for your circumstances. Our affordable, fair, and transparent interest rates provide you with value, and our home loan specialists offer unparalleled customer service. Apply for a home loan in Utah today. Visit one of our local branches, call us at (801) 481-8800, or apply online below.

APPLY FOR A UTAH HOME LOAN

Apply online or call us today at 801-481-8840
Get started by applying securely online, visiting your nearest branch or calling a UFCU representative Apply Now