Utah home loans don't have to be complicated. As one of the state's top mortgage lenders, we specialize in fast, affordable financing, with a range of mortgages and home loans at competitive rates.
Contact a Mortgage Adviser
If you have questions about qualifying for a mortgage loan, applying for a home loan or refinance loan, or about which type of home financing is best for you, our team of Mortgage experts is here to help. Our advisers offer free consultation and can help you choose the right financing and obtain an easy, low rate. Call us today to learn more about how we can help you own your dream home.
Contact a Mortgage consultant or call 801-481-8840
Home Loan Frequently Asked Questions
What is a Home Loan?
A home loan (aka, a home mortgage) is an agreed-upon sum of money loaned to a borrower from a bank or credit union. The borrower pays the loan back every month over a predetermined period which could be anywhere from 10, 15, 20, 30, or even 40 years. You can use your home loan to purchase a:
- Single-family house
- And more home types
What are the Benefits Getting A Home Loan in Utah?
At the time of this writing, the average property price in Utah is over $380,000. This cost makes it difficult for people to purchase a home outright. A home loan provides the finance required to buy a home and spread the cost across monthly installments.
What are the Advantages of a UFCU Home Loan?
UFCU offers the following benefits:
- No down payment options
- Low rates of interest
- Fast application process
- The opportunity to develop a relationship with a credit union, not a bank
How Do Utah Home Loans Work?
When you contact UFCU, we'll connect you with a mortgage advisor who will:
- Assess your financial circumstances
- Make sure you can afford a home loan
- Recommend the best mortgage products for you
Not all home loan and mortgage lenders in Utah do this.
Is It Easy to Apply for Mortgage Loans in Utah?
UFCU streamlines the entire home loan process from start to finish. Our friendly and experienced mortgage advisors provide you with guidance at every stage of your new journey. You can apply for a home loan in Utah by calling us, visiting a local branch, or making an application online.
Want to Apply for a Utah Home Loan?
With our wide range of home loans, we can find you the perfect finance for your circumstances. Our affordable, fair, and transparent interest rates provide you with value, and our home loan specialists offer unparalleled customer service. Apply for a home loan in Utah today. Visit one of our local branches, call us at (801) 481-8800, or apply online below.
APPLY FOR A UTAH HOME LOAN
or call us today at 801-481-8840