empty lot loans in utah

It's all about the location!

Have you found the perfect location but you're not ready to build? Don’t let the lot get away—buy it with a Lot Loan!

Borrow up to 70% of the value of the lot

  • 24 month term
  • Fixed rates
  • Amortized for 15 years

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Loans subject to credit approval. See current rates and terms. Lot loans will require a minimum of a 30% down payment. For example a $50,000 loan approved at 70% of value would require a down payment of $15,000. The minimum payment for a $35,000 loan with a 5.75% APR, amortized for 15 years with a 24-month term is approximately $290.64 for the first 23 months of loan repayment and a balloon payment of approximately $32,171.86  for the final payment.  This payment example does not include taxes and insurance.  Your actual payment may be higher.  The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan.