short term mortgage for house

Pay off your home quick!

Incredible rates starting at 3.99% APR*. Not only will you pay off your home sooner, you'll spend less money doing so. Use the savings to do the things you love.

No closing costs and incredible rates mean more money for you!

  • Borrow up to 80% of your home’s value
  • Terms 5, 7, 10, 12 years
  • No closing costs

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Loans subject to credit approval. See current rates and terms. No-Fee First Home Mortgage financing will require a minimum of a 20% down payment. For example a $100,000 loan approved at 80% of value would require a down payment of $20,000. The minimum payment for a $80,000 loan with a 4.74% APR and 12-year term is $729.53.  The minimum payment for a $80,000 loan with a 3.99% APR and 5-year term is $1,472.97.  Your actual payment may be higher.  The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan.  See our Loan Calculators for specific examples.  Closing costs waived include origination, processing, underwriting, tax service, appraisal, credit report, and title fees.  You may prepay your loan at any time without penalty.  In the case of Home Equity Line of Credit (HELOC), Equity Loan, or a no-fee first mortgage loan, we may require repayment of the hard costs if the loan is paid off within the first two years.