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VA Loans in Utah

If you are a veteran or an active military member, a VA loan is perfect for you! These loans are designed with former and active military in mind. University Federal Credit Union offers competitive VA loan rates, which means you can get into your dream home sooner. 

APPLY For a VA Loan TODAY

What is a VA Loan?

Also referred to as veteran home loans, these mortgages do not always require a down payment which makes these more accessible than traditional home loans. VA loans are made through private lenders and are guaranteed by the Department of Veterans Affairs, so they do not require mortgage insurance. With no minimum credit score requirement, this loan remains one of the few mortgage options for borrowers who don’t have the money for a down payment. The main qualifications for this loan are:

  • You are an active military member
  • You are a U.S. military veteran


Veteran reads a book to his daughter in their home he purchased with a VA Loan from UCU.

Benefits of VA Loans in Utah

In addition to no down payment options, there are other helpful benefits of a VA loan. A few of these features include: 

  • Does not require private mortgage insurance
  • Low closing costs
  • Nontraditional credit allowed (in select cases)
  • Competitive, fixed, and adjustable VA loan rates available
  • Loan is insured by the VA

Apply for a Veteran Home Loan 

Our experienced mortgage specialists can help you through the process of applying for a VA loan. To get started, apply today or contact a mortgage loan consultant!

 APPLY FOR A VA LOAN TODAY

These mortgages do not always require a down payment and are available to military veterans and active military members. VA loans are made through private lenders and are guaranteed by the Department of Veterans Affairs, so they do not require mortgage insurance. There’s no minimum credit score requirement. 

The VA loan remains one of the few mortgage options for borrowers who don’t have the money for a down payment. Available to millions of veterans and active military members, VA loans are somewhat easier to qualify for than conventional mortgages.