Here When You Need It,  

e-cash Enables You to Get an Instant Loan when You Need Cash Fast

e-cash Instant Loans

Life can be surprising, and when something unexpected requires cash in a hurry, we have you covered. e-cash is a safe way to get instant loans from a credit union you trust. And unlike traditional loans, e-cash loans are easy to obtain, even if you don't have great credit.

UFCU understands that emergencies don't discriminate about your credit score. That's why University Federal Credit Union Offers e-cash on a relationship basis. If you're in good standing, you can quickly be approved for up to $2,000. Compared with other instant loan options, UFCU e-cash has low rates and no credit report is required with your application. 

 How e-cash Works

    • e-cash is a low interest rate* instant loan
    • apply for e-cash instant loans through your mobile banking portal
    • if you're accounts are in good standing, you can qualify for up to $2,000
    • cash is available instantly after approval
    • loan terms up to 12 months** 

Use your mobile banking app to apply for an e-cash instant loan today. Select “Get a Fast e-cash Loan” to view or complete the application.

If you don't already have our mobile app, visit the app store on your smart phone and download UniversityCU. The app is free and can help you manage your finances on-the-go.

apple app store  google play app store

 e-cash Features and Requirements

    • no credit report required
    • loan amounts between $200 and $2,000
    • $20 non-refundable loan application fee
    • applicants must be 18 years or older
    • applicants must have a valid social security number
    • applicants must be the primary account holder of a UFCU account that has been established for a minimum of 90 days

*28% interest rate
**pay back terms up to 12 months: monthly payments required, auto pay can be set up to automatically debit payments from your account
***$20 application for all applications, even those that are denied