Personal Loans

Get the money you need

We offer a variety of personal loans to suit your needs and fit your lifestyle.

Signature Loans

With good credit, you can get a loan with little more than your signature.

  • Borrow up to $15,000
  • Fixed payments and payment schedules
  • No collateral required

Savings-Secured Loan

Get a lower rate by guaranteeing your loan against your savings or certificate account.

  • Low variable rate (2% above the current dividend rate on shares)
  • No pre-payment penalty
  • No credit approval required

In-Vitro Loans

We can help make infertility treatment affordable with an extended payment program.

  • Terms up to 60 months*
  • Can cover up to the entire cost of the procedure
  • Can include cost of fertility drugs or other medications associated with the treatment

*Auto Loans: Loans subject to credit approval. Amount approved for financing may require a down payment. For example a loan approved at 90% of value would require a down payment of 10%.

**Auto Loans: Length of term and rate will determine the total interest you will pay over the life of the loan. For example, an 84 month auto loan at 3.99% for $15,000 would result in a monthly payment of approximately $204.96 and total interest charges of approximately $2,216.90. See current rates and terms.

*Crimson Rewards Visa: Visit our Visa Rewards site to view the awards catalog or to learn more about the program rules and details.

Not a member of University Credit Union yet? Here are some reasons to join:

Member-owned - We’re owned by our members, so our only purpose is to serve you

Local to Utah - We care about, serve in, and invest in our local community

Loyal to You - The decisions we make are to serve you, our members, not a for-profit board

Become a Member