In-Vitro Loans

Your family is important to us

Our In-Vitro Fertilization (IVF) loan can help make infertility treatment affordable.

Extended payment program for more affordable payments

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  • Divides the cost of treatment into manageable monthly payments
  • May cover up to the entire cost of the procedure
  • Can include cost of fertility drugs or other medications associated with the treatment

*Loans subject to credit approval. See current rates and terms. For example the minimum payment for a $30,000 loan with a 7.00% APR and 5-year term is $594.04.  Your actual payment may be higher.  The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan.

Our IVF loan may cover the entire procedure, as well as any fertility drugs or other medications associated with the treatment. For current IVF loan rates, call our service center at (801) 481-8800. If you have questions about how much your treatment will cost, please contact a financial specialist at the Utah Center for Reproductive Medicine at (801) 581-3834.

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*HELOC: University Credit Union HELOC's have a 10 year draw period followed by a 10 year repayment period. Minimum line of credit is $5,000 with a $100 minimum advance. Fees will be incurred if HELOC is closed within 24 months of its origination date.  You may prepay you loan at any time without penalty.  In the case of Home Equity Line of Credit (HELOC), Equity Loan, or a no-fee first mortgage loan, we may require repayment of the hard costs if the loan is paid off within the first two years.

*Crimson Rewards Visa: Visit our Visa Rewards site to view the awards catalog or to learn more about the program rules and details.

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Member-owned - We’re owned by our members, so our only purpose is to serve you

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