Student Loans

Private student loans that can help you get to graduation

Our cuScholar Private Student Loan can help you bridge the financing gap when other types of financial aid such as grants, scholarships and federal loans are not enough to cover the cost of your college education.

Easy application and quick approval process

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  • Borrow as little as $2,000 or up to cost of attendance per year ($120,000 lifetime maximum)
  • Available if you are enrolled in an eligible school and pursuing a degree program
  • Competitive interest rates, and with good grades, get even lower rates
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No origination fee for student borrowers!

  • Choose between making interest payments or a nominal $25 "Proactive Payment" towards the loan while in school
  • A creditworthy co-signer may improve your chance of approval and/or provide a lower interest rate (co-signer release after just 24 consecutive on-time payments)
  • 1% interest rate reduction once 10% of the loan principal is repaid during the full repayment period
  • 30-day no-fee loan cancel policy

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*U Save Conditions: A monthly automatic deposit must be set up on this account. The U Save account will automatically renew if a withdrawal request is not made by member upon maturity. Notice of maturity will be made 13 days prior to maturity date to address on file. Early withdrawal penalties may apply.

*Student Rewards Visa: Visit our Visa Rewards site to view the awards catalog or to learn more about the program rules and details.

Not a member of University Credit Union yet? Here are some reasons to join:

Member-owned - We’re owned by our members, so our only purpose is to serve you

Local to Utah - We care about, serve in, and invest in our local community

Loyal to You - The decisions we make are to serve you, our members, not a for-profit board

Become a Member