Crimson Rewards Visa
Crimson plus rewards!
This Visa card sports the best features of our premium Crimson card and earns you rewards points every time you make a purchase.*
A low rate and high limit
- Earn rewards points on every purchase – redeem for travel, rebates, gift cards, and cash*
- Variable rate as low as 9.49% APR**
- No annual fee***
Not enough? Check out these additional benefits:
- Cell phone replacement insurance – pay your monthly bill with this card and we’ll replace your phone if stolen or damaged
- Auto rental collision damage – provides reimbursement for damage due to collision or theft of most rental vehicles
- Travel accident Insurance coverage – provides you with $250,000 coverage against accidental death or injury while traveling when you pay your fare using your Visa
*Visit our Visa Rewards site to view the awards catalog or to learn more about the program rules and details.
**Rates are variable and range from 9.49% APR to 18.00% APR. Your rate will be based on your creditworthiness. Visa loan rate is based on the Wall Street Journal prime lending rate on the last day of each month. The maximum interest rate over the life of the loan is 18.00%.
***Although there is no annual fee, other fees may apply such as cash advance fees (1.5% of the cash advance amount), foreign transaction fees (0.80% of transaction amount if in U.S. dollars, 1% of transaction amount if must convert to U.S. dollars), late payment fees, or other account fees and changes. Click here for a copy of our Cardholder Agreement.
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*First Mortgages: Loans subject to credit approval. See current rates and terms. Mortgage financing will require a minimum of a 3% down payment. For example a $100,000 loan approved at 97% of value would require a down payment of $3,000. The minimum payment for a $97,000 loan with a 3.875% APR and 30-year term is $456.13. This payment example does not include taxes and insurance. Your actual payment may be higher. The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan. See our Loan Calculators for specific examples. You may prepay you loan at any time without penalty. In the case of Home Equity Line of Credit (HELOC), Equity Loan, or a no-fee first mortgage loan, we may require repayment of the hard costs if the loan is paid off within the first two years.
Not a member of University Credit Union yet? Here are some reasons to join:
Member-owned - We’re owned by our members, so our only purpose is to serve you
Local to Utah - We care about, serve in, and invest in our local community
Loyal to You - The decisions we make are to serve you, our members, not a for-profit board