Visa Secured Card
Build or rebuild your credit
If your credit needs a boost, this savings-secured Visa card can help you build a positive credit history.
Enjoy these card features and benefits
- Fixed rate of 12.99% APR*
- Your savings determine your credit limit, up to $15,000
- Use 90% of your savings balance as a line of credit
- No annual fee**
More reasons to get this card:
- Cell phone replacement insurance – pay your monthly bill with this card and we’ll replace your phone if stolen or damaged
- Auto rental collision damage – provides reimbursement for damage due to collision or theft of most rental vehicles
- Travel accident Insurance coverage – provides you with $250,000 coverage against accidental death or injury while traveling when you pay your fare using your Visa
*Loan subject to credit approval.
**Although there is no annual fee, other fees may apply such as cash advance fees (1.5% of the cash advance amount), foreign transaction fees (0.80% of transaction amount if in U.S. dollars, 1% of transaction amount if must convert to U.S. dollars), late payment fees, or other account fees and changes. Click here for a copy of our Cardholder Agreement.
Educate Yourself: Wiki University
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*Visit our Visa Rewards site to view the awards catalog or to learn more about the program rules and details.
Not a member of University Credit Union yet? Here are some reasons to join:
Member-owned - We’re owned by our members, so our only purpose is to serve you
Local to Utah - We care about, serve in, and invest in our local community
Loyal to You - The decisions we make are to serve you, our members, not a for-profit board