Buy or Refinance a Recreational Vehicle

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Hit the Road With Low RV Loan Rates in Utah

Get Pre-Approved for Recreational Vehicle Financing and Experience More in an RV

It doesn't have to cost an arm and a leg to buy or refinance an RV in Utah. Here at UFCU, our pre-approved RV loans let you enjoy your recreational vehicle without the expense. So you can hit the open road with greater peace of mind.

Our pre-approved RV loans cover:

  • RVs
  • Motorhomes
  • Campers
  • Camping trailers
  • Pop-up tent trailers
  • Boats/personal watercraft
  • Motorcycles
  • ATVs
  • 4-wheelers/razors
  • Toy haulers/travel trailers
  • Other outdoor vehicles

As a trusted and responsible credit union, we offer fair and affordable RV rates so you can buy or refinance a new or existing vehicle. Our loans can help you manage your finances and improve your credit score.

You can also visit us at one of our branch locations or call us at (801) 481-8845.

RV Loans

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Frequently Asked Questions About RV Loans

What are the Benefits of Low-Cost RV Financing?

When you take out an RV loan at a low rate, you can save more money on interest which can ensure a lower monthly payment and fewer costs over the life of your loan. Some banks charge uncommonly high interest rates for RV loans making them unaffordable for many people in Utah. As a credit union, however, we offer fair, transparent, and cost-effective rates so you can buy or refinance your vehicle for less.

Check out our current RV loan rates!

How long can you finance an ATV? 

Typically ATV financing terms are between 3–6 years depending on the amount of the loan and the financial institution. The APR will depend on your credit score, the loan terms, ATV cost and the organization that is financing the loan.

RV Financing term length? 

RV loans range from 10-15 years but many banks, credit unions and other financing companies may extend the term up to 20 years for loans of $50,000 or more on qualified collateral.

Why Should You Refinance Your RV? 

  • Up to 100% financing
  • Terms up to 180 months
  • Discounted auto insurance (provided by TruStage Auto Insurance)
  • GAP and payment insurance (provided by SWBC)

Why Should You Refinance Your RV? 

  • RV / Campers / Motorhomes
  • Camping Trailers
  • Pop-Up Tent Trailers
  • Boats / Personal Watercraft
  • Motorcycles
  • 4-Wheelers / Razors
  • Toy Haulers / Travel Trailers

With highly competitive RV loan rates, UCU can help you refinance or purchase a new or used recreational vehicle. Check out our current rates to find the perfect loan for you!

See current RV loan Rates

What is a Pre-Approved RV Loan?

When you apply online for one of our RV loans, we could pre-approve you for a loan after you fill out a few personal details. Pre-approval means you are likely to be approved for the loan based on the information you have given us.

Being pre-approved for a loan will not involve a hard credit search, but does empower you as you shop for your RV.

What is a Pre-Approved RV Loan?

Applying for an RV loan rate in Utah with UFCU is simple. Contact UFCU by phone, apply online, or visit one of our local branches.

Need Low RV Loan Rates in Utah?

University Federal Credit Union provides competitive loan rates for RV financing. Whether you are buying or refinancing an RV vehicle, these pre-approved affordable loans let you enjoy the open road. As a reputable credit union since 1956, we have provided motorists across Utah with the RV financing they need. 

Are you looking for cost-effective Utah RV loan rates? Visit us in a branch, call us at (801) 481-8800, or apply online below.

Apply for Rv loan today

**Loans subject to credit approval. Amount approved for financing may require a down payment. For example a loan approved at 90% of value would require a down payment of 10%.
***Length of term and rate will determine the total interest you will pay over the life of the loan. For example, a 144 month RV loan at 5.49% for $20,000 would result in a monthly payment of approximately $189.97 and total interest charges of approximately $7,355.51. Anything above 144 months has a 10 year maturity.