Get the Funds You Need at an Affordable Rate

Our savings-secured loan provides you with a lower rate than an unsecured loan when you guarantee the loan with your savings balance or certificate account. Along with a lower interest rate, a savings-secured loan also has the added benefit of helping you build your credit.

How does a savings-secured loan work?

  • Low variable rate (just 3% above the current dividend rate on shares)
  • Flexible terms for affordable repayment
  • Secure your loan against your savings balance or certificate account

We’re flexible in how you use it

  • Funds can be used for almost any purpose
  • No pre-payment penalty
  • No credit approval required
  • A great way to build your credit

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