Get the Funds You Need at an Affordable Rate
Our savings-secured loan provides you with a lower rate than an unsecured loan when you guarantee the loan with your savings balance or certificate account. Along with a lower interest rate, a savings-secured loan also has the added benefit of helping you build your credit.
How does a savings-secured loan work?
- Low variable rate (just 3% above the current dividend rate on shares)
- Flexible terms for affordable repayment
- Secure your loan against your savings balance or certificate account
We’re flexible in how you use it
- Funds can be used for almost any purpose
- No pre-payment penalty
- No credit approval required
- A great way to build your credit