Private student loans

Help to make your dreams a reality

Our Private Student Loan can help you bridge the financing gap when other types of financial aid such as grants, scholarships and federal loans are not enough to cover the cost of your college education

Easy application and quick approval process

  • Borrow as little as $2,000 or up to cost of attendance per year ($120,000 lifetime maximum)
  • Available if you are enrolled in an eligible school and pursuing a degree program
  • Competitive interest rates, and with good grades, get even lower rates


Refinance Your Student Loans

Refinance your existing student loans with University First Federal Credit Union to lower your monthly payments and reduce the interest rate.

  • 15 Minutes & Done — Complete your entire application online in under 15 minutes.
  • Manage Your Loan — Our online portal lets you check your balance, make payments, and access your account anytime — day or night.
  • Release Your Cosigner — Give more flexibility to your cosigner by releasing them from your loan after making 12 consecutive on-time full principal and interest payments.
  • No Origination Fee — Why pay us money to process your loan application? We'll never charge you any origination fees.

refinance now