Auto Loans

WITH OUR AUTO LOANS YOU'LL LOOK GREAT AND FEEL SMART

We want to help you get the best deal on the vehicle you've been checking out. We've been helping people get into vehicles for over 60 years... And we've gotten good at it! We can get you pre-approved faster and easier than you might think—whether you're buying new, used or refinancing.

Our RE-FI Program Pays You Money and Saves You Money!

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  • Up to 100% financing**
  • Terms up to 84 months***
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We can help you find the perfect car.

  • Choose from multiple, local dealers online
  • Estimate the value of your trade-in
  • Review photos, specs and pricing
FIND YOUR CAR

**Loans subject to credit approval. Amount approved for financing may require a down payment. For example a loan approved at 90% of value would require a down payment of 10%.

***Length of term and rate will determine the total interest you will pay over the life of the loan. For example, an 84 month auto loan at 3.74% for $15,000 would result in a monthly payment of approximately $203.27 and total interest charges of approximately $2,074.03. See current rates and terms.

Current Rates*

Rates effective 09/01/2017
Term Fixed APR*
66 months As low as 2.74% with relationship pricing.
75 months
($10,000 min.)
As low as 2.99% with relationship pricing.
84 months
($15,000 min.)
As low as 3.74% with relationship pricing.

*APR=Annual Percentage Rate.  Length of term and rate will determine the total interest you will pay over the life of the loan. For example, an 84 month auto loan at 3.74% for $15,000 would result in a monthly payment of approximately $203.27 and total interest charges of approximately $2,074.03. See current rates and terms.

Educate Yourself: Wiki University

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*Loans subject to credit approval. Amount approved for financing may require a down payment. For example a loan approved at 90% of value would require a down payment of 10%.

**Length of term and rate will determine the total interest you will pay over the life of the loan. For example, a 144 month RV loan at 4.49% for $15,000 would result in a monthly payment of approximately $134.93 and total interest charges of approximately $4,429.52. See current rates and terms.

Not a member of University Credit Union yet? Here are some reasons to join:

Member-owned - We’re owned by our members, so our only purpose is to serve you

Local to Utah - We care about, serve in, and invest in our local community

Loyal to You - The decisions we make are to serve you, our members, not a for-profit board

Become a Member