Recreational Vehicle Loans

YOUR NEW RV WILL MAKE YOU LOOK ADVENTUROUS. WITH 1% CASH BACK, OUR RV LOAN WILL MAKE YOU LOOK SMART.

You can get an RV loan anywhere, but the smart choice is getting 1% Cash Back* when you refinance with University Credit Union. We've been helping people get into all types of RVs for over 60 years... And we've gotten good at it! We can get you pre-approved faster and easier than you might think—whether you're buying new, used or refinancing.

It pays to refinance your loan with us. No, really!

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  • Rates as low as 4.74% APR
  • New and used RV loans, including motorcycles, boats, personal watercraft, RVs/campers, snowmobiles and ATVs
  • Up to 100% financing**
  • Terms up to 240 months***
  • Discounted Auto Insurance through TruStage™ Auto Insurance
  • GAP & Payment Insurance provided by our partner, SWBC.
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Faster, better service

  • Local decision making and processing
  • Pre-approval available

*To qualify for 1% Cash Back, loan must be a refinance from another financial institution. $1000 cash back maximum.

**Loans subject to credit approval. Amount approved for financing may require a down payment. For example a loan approved at 90% of value would require a down payment of 10%.

***Length of term and rate will determine the total interest you will pay over the life of the loan. For example, a 144 month RV loan at 4.74% for $20,000 would result in a monthly payment of approximately $182.42 and total interest charges of approximately $6,268.13. Anything above 144 months has a 10 year maturity. See current rates and terms. 

Current Rates*

Rates effective 07/01/2017
Term Fixed APR*
Up to 144 months As low as 4.74%
Up to 180 months
with 10 year maturity date
As low as 4.99%
Up to 240 months
with 10 year maturity date
As low as 5.24%

*APR=Annual Percentage Rate. Length of term and rate will determine the total interest you will pay over the life of the loan. For example, a 144 month RV loan at 4.74% for $20,000 would result in a monthly payment of approximately $182.42 and total interest charges of approximately $6,268.13. Anything above 144 months has a 10 year maturity.

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*Loans subject to credit approval. Amount approved for financing may require a down payment. For example a loan approved at 90% of value would require a down payment of 10%.

**Length of term and rate will determine the total interest you will pay over the life of the loan. For example, an 84 month auto loan at 3.99% for $15,000 would result in a monthly payment of approximately $204.96 and total interest charges of approximately $2,216.90. See current rates and terms.

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Member-owned - We’re owned by our members, so our only purpose is to serve you

Local to Utah - We care about, serve in, and invest in our local community

Loyal to You - The decisions we make are to serve you, our members, not a for-profit board

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