See our most recent COVID-19 information here.


Get the Most from Your Visa with up to 5x Rewards on Every Purchase

Our University Credit Union Visa Rewards program is designed to give you the best of both convenience and benefits. Our low rates* ensure you can easily use your rewards credit card everywhere you go. That means more points and more opportunities to reward yourself!  Plus, there's no annual fee!**

Right Now, Every Swipe is Another Chance to Win up to $500

What’s better than having a hundred bucks? Winning a hundred bucks! 
From July 4th through September 7th, University Federal Credit Union is giving away $100 per week. You’ll be automatically entered to win a $100 gift card every time you use your UFCU Visa card. 

Each time you swipe your UFCU Visa for groceries, gas, or any other purchase, you’ll gain another entry and increase your odds of winning $100 per week and the Grand Prize of $500.

How it Works

  1. Each time you make a purchase using your UFCU Visa card, you’ll be automatically entered to win. 
  2. You’ll gain another entry every time you use your card (so if you make 10 purchases in a week, you’ll be entered into the weekly drawing 10 times). 
  3. Each purchase from July 4th through September 7th gives you another entry towards winning the Grand Prize of a $500 gift card. Two Grand Prize winners will be randomly selected from all entries.  

It’s as easy as that. Swipe your card, and be entered to win.*** 

With our University Credit Union Visa Rewards card, you’ll earn points with every purchase. Here’s a breakdown of how our Visa rewards points get allocated as you use your card:

Visa Rewards Credit Card

With University Credit Union, cardholders can earn up to 5x rewards points on traveling, tuition, and everyday purchases when they use their Visa Rewards Credit Card!

  • 5x Visa Rewards - earn 5x reward points at U-of-U campus stores and on U-of-U tuition.
  • 4x Visa Rewards - earn 4x reward points when you swipe your rewards credit card for gas.
  • 3x Visa Rewards - earn 3x reward points when you shop at warehouse stores like Costco and Sam’s Club, and 3x Visa rewards on qualifying travel expenses like airfare, hotels and rental cars.
  • 2x Visa Rewards - earn 2x reward points at restaurants and grocery stores.
  • 1x Visa Rewards - earn at least 1x reward points with every purchase you make with your University Credit Union Rewards Visa Card!

Apply for a visa rewards CREDIT card

Swipe your rewards credit card everywhere you go to earn points you can redeem for cash, travel gift cards and more. Plus, being a University Credit Union Visa Rewards Credit Card cardholder automatically gives you more than a rewards program; it also comes with peace-of-mind. Here’s a short list of additional benefits that are included with our Visa rewards credit card:

More Benefits for Visa Rewards Cardholders

  • Auto Rental Collision Damage Insurance: provides reimbursement in the event of collision damage or theft of most rental vehicles when paid for with your rewards credit card.
  • Mobile Phone Replacement Insurance: provides replacement of your mobile phone when you pay your monthly bill with your UCU Visa rewards credit card.
  • Travel Accident Insurance Coverage: provides up to $250,000 coverage if accidental death or injury occurs while traveling using your Visa rewards card.

University Credit Union’s Visa Rewards Credit Card program is built around benefits, but it’s also designed to support your lifestyle and spending needs. We offer 3 rewards credit cards to suit your personal and business pursuits.

Crimson Rewards Visa

Gain purchasing power and big-time rewards.

  • Earn Visa reward points on every purchase
  • Low rates and no annual fee**
  • Rewards are redeemable for travel, rebates, gift cards or cash


Student Rewards Visa

Grow your credit with low rates and low risk.

  • Earn Visa reward points on every purchase
  • Credit limits up to $2,000
  • Rewards are redeemable for travel, rebates, gift cards or cash


Business Rewards Visa 

Get rewarded for business and travel expenses.

  • Earn Visa reward points on every purchase
  • Rewards are redeemable for travel, gift cards or cash
  • Most members will qualify for limits between $2,000 and $25,000

At University Credit Union, we build products that prove that “It’s Better Here.” Our Visa Rewards program is tailored to your needs and enhanced to give you additional benefits like up to 5x reward points on qualifying purchases. With us, your rewards credit card can be even more rewarding. Start stacking your rewards now. Apply today or contact us for more information. Your rewards are waiting!

 apply for a visa rewards card


Frequently Asked Questions

How do I redeem VISA rewards?

You can redeem rewards on our convenient Online Rewards Store.

What types of products and services can you redeem with VISA rewards?

With a VISA Rewards card from UFCU, you can redeem points for gift cards, travel around the globe, and even cash!

How are credit card reward points calculated?

You earn 1 point for every $1 spent when you sign for purchases using your VISA Rewards card.

When do VISA Rewards points expire?

Your points are good for 60 months. If your points are not used within this time they will expire.

*Rates are variable and range from 9.99% APR to 18.00% APR. Your rate will be based on your creditworthiness. Visa loan rate is based on the Wall Street Journal prime lending rate on the last day of each month. The maximum interest rate over the life of the loan is 18.00%.

**Although there is no annual fee, other fees may apply such as cash advance fees (1.5% of the cash advance amount), foreign transaction fees (0.80% of transaction amount if in U.S. dollars, 1% of transaction amount if must convert to U.S. dollars), late payment fees, or other account fees and changes. Cardholder Agreement.

***Each University Federal Credit Union Visa credit card transaction qualifies you for a weekly drawing of $100. Each card transaction also qualifies you for the grand prize of $500 which will be awarded to two (2) winners. Participants may only win once for the weekly drawing but all weekly winners will also be included for the grand prize drawing. Awardees must be in good standing with the Credit Union to receive a payout. Weekly drawings will be done each Monday following the promotional week. University Federal Credit Union will contact winners after each drawing is complete. Payouts will be transferred within one week of the drawing. Promotional period ends 09/07/2020. Transactions must be for more the $2. Grand prize winner will be picked on Sept. 8th and money will be transferred to winner by September 14th. Winners will be given 1 week to respond. If we do not receive a response within a week of contacting winners, another winner will be selected. In order to receive the promotional value, a SSN (Social Security Number), ITIN (Individual Taxpayer Identification Number), or FTIN (Foreign Tax Identification Number) needs to be provided.