Rates effective as of 8/1/2015.

Primary, Secondary, & Christmas Club Savings

Balance Rate APY
$0 - $999 0.10% 0.10%
$1,000+ 0.15% 0.15%
*APY=Annual Percentage Yield.  Rates are variable and may change after the account is opened.  Fees may reduce earnings. The minimum balance required to open a Primary Savings account is $10.00.

Crimson Checking

Balance Rate APY
$0 - $4,999 0.10% 0.10%
$5,000 - $9,999 0.10% 0.10%
$10,000 - $19,999 0.15% 0.15%
$20,000 - $49,999 0.15% 0.15%
$50,000 - $99,999 0.20% 0.20%
$100,000+ 0.25% 0.25%
*APY=Annual Percentage Yield.  Rates are variable and may change after the account is opened.  Fees may reduce earnings. Crimson Checking is subject to a $7 monthly maintenance fee if the balance drops below $1,000 during the month or the combined share balances drop below $25,000.

Business Money Market Checking

Balance Rate APY
$0 - $4,999 0.10% 0.10%
$5,000 - $9,999 0.10% 0.10%
$10,000 - $19,999 0.15% 0.15%
$20,000 - $49,999 0.15% 0.15%
$50,000 - $99,999 0.20% 0.20%
$100,000+ 0.25% 0.25%
*APY=Annual Percentage Yield.  Rates are variable and may change after the account is opened.  Fees may reduce earnings.

Certificate Account Rates

Regular Certificate Rates

Term Rate APY
6 months 0.35% 0.35%
12 months 0.50% 0.50%
18 months 0.70% 0.70%
24 months 0.80% 0.80%
30 months 1.00% 1.00%
36 months 1.14% 1.15%
48 months 1.39% 1.40%
60 months 2.03% 2.05%
*APY=Annual Percentage Yield. Fees may reduce earnings. The minimum opening balance for a Regular Certificate is $1000. You may incur a penalty should you choose to withdraw your money before the completion of the term.

12-Month Access Certificate Rates

Term Rate APY
12 months 0.45% 0.45%
*APY=Annual Percentage Yield. Fees may reduce earnings. The minimum opening balance for a 12-Month Access Certificate is $500. The 12-Month Access Certificate balance must not fall below $100 in order to keep the Access Certificate account open. You may incur a penalty should you choose to withdraw your money before the completion of the term.

One-Time Bump Certificate Rates

Term Rate APY
36 months 1.25% 1.26%
*APY=Annual Percentage Yield. Fees may reduce earnings. The minimum balance for a One-Time Bump Certificate is $1000. The minimum balance for an IRA One-Time Bump Certificate is $500. You may incur a penalty should you choose to withdraw your money before the completion of the term.

U Save Certificate Account Rates

Term Rate APY
3-5 months 0.25% 0.25%
6-11 months 0.30% 0.30%
12-17 months 0.45% 0.45%
18-23 months 0.65% 0.65%
24-29 months 0.75% 0.75%
30-35 months 0.95% 0.95%
36 months 1.09% 1.10%
*APY=Annual Percentage Yield. Fees may reduce earnings. The minimum balance for a U Save Certificate is $10. You may incur a penalty should you choose to withdraw your money before the completion of the term.

Money Market Accounts

Balance Rate APY
Less than $4,999 0.10% 0.10%
$5,000 - $9,999 0.15% 0.15%
$10,000 - $19,999 0.15% 0.15%
$20,000 - $49,999 0.20% 0.20%
$50,000 - $99,999 0.25% 0.25%
$100,000 - $149,999 0.30% 0.30%
$150,000 - $499,999 0.35% 0.35%
$500,000+ 0.40% 0.40%
*APY=Annual Percentage Yield.  Rates are variable and may change after the account is opened.  Fees may reduce earnings.  The minimum balance required to open a Money Market Account is $1,000.

High Yield Money Market Accounts

Balance Rate APY
$0-$4,999 0.10% 0.10%
$5,000-$9,999 0.15% 0.15%
$10,000-$19,999 0.15% 0.15%
$20,000-$24,999 0.20% 0.20%
$25,000 - $49,999 0.30% 0.30%
$50,000 - $99,999 0.35% 0.35%
$100,000 - $249,999 0.40% 0.40%
$250,000 - $499,999 0.45% 0.45%
$500,000+ 0.50% 0.50%
*APY=Annual Percentage Yield.  Rates are variable and may change after the account is opened.  Fees may reduce earnings.  Must have a minimum of $25,000 to open a High Yield Money Market Account.

IRA Accumulator

Balance Rate APY
Less than $4,999 0.25% 0.25%
$5,000 - $9,999 0.30% 0.30%
$10,000 - $19,999 0.30% 0.30%
$20,000 - $49,999 0.35% 0.35%
$50,000 - $99,999 0.40% 0.40%
$100,000 - $149,999 0.45% 0.45%
$150,000 - $499,999 0.50% 0.50%
$500,000+ 0.55% 0.55%
*APY=Annual Percentage Yield.  Rates are variable and may change after the account is opened.  Fees may reduce earnings.

IRA Certificate Accounts

Term Rate APY
6 months 0.55% 0.55%
12 months 0.65% 0.65%
18 months 0.85% 0.85%
24 months 0.95% 0.95%
30 months 1.09% 1.10%
36 months 1.24% 1.25%
48 months 1.49% 1.50%
60 months 2.13% 2.15%
*APY=Annual Percentage Yield.  Rates are variable and may change after the account is opened.  Fees may reduce earnings.  The minimum opening balance for an IRA Certificate is $500.  You may incur a penalty should you choose to withdraw your money before the completion of the term.

Jumbo Certificate Accounts

Term Rate APY
90 days 0.15% 0.15%
*APY=Annual Percentage Yield.  Rates are variable and may change after the account is opened.  Fees may reduce earnings.  The minimum balance for a Jumbo Certificate is $100,000.  You may incur a penalty on dividends should you choose to withdraw your money before the completion of the term.