Share Savings Account Fees

Fee DescriptionFeeNotes
Closing Fee
(Only if account is closed with 180 days of opening)
$10
Account transfer fee $10 Per Regulation D, Transfer after 6

Checking Account Fees

Fee DescriptionFee
Overdrawn / Courtesy Pay Fee $25/item
Stop Payment Fee $15/request
as of 6/1/14
Check Image Research $2/check
Crimson Checking
(fee waived when minimum balance is maintained throughout the month)
$7/month
Smart Checking
(fee waived when minimum of 4 out of 11 criteria are met per month)
$5/month
Paper Statement Fee
(for Smart and eChecking accounts)
$2/month

Other Share Savings & Checking Account Fees

Fee Description Fee
Dormant Account Fee
(Applies to accounts that are inactive for 12+ months and have an invalid address on file. Does not apply to minor accounts.)
$5/month

Miscellaneous Fees

Fee DescriptionFee
Account Reconciliation/ Research $20/hour
Cashier's Check $1/check
Payment from other institution by phone $10/transaction
Payment from other institution online $5/transaction
Items sent for Collection $15/item
Foreign Check Deposits $15/item
Legal Process Fee (Garnishment / Tax Levies) $15/occurrence
Money Order $1.50/item
Returned ACH Fee $25/item
Returned Deposit Fee $10/item
Returned Mail Fee
(Waived with balance greater than $1,000)
$2/month
Statement Copy Fee
(Previous Quarter)
Free
Statement Copy Fee
(Per Quarter Prior to Previous Quarter)
$2/copy
Temporary Checks $1/sheet of 5
Wire Transfer Fee(Incoming) $10/transfer
as of 6/1/14
Wire Transfer Fee
(Outgoing)
$15/transfer
as of 6/1/14
International Wire Transfer Fee
(Outgoing)
$35/transfer
as of 6/1/14
Lost Plastic Card Replacement $5/card
Visa Gift Cards $2.95/card
Visa Travel Cards $8.95/card
($2.95 Per additional card tied to the same limit)
Visa Travel Card Reload $2.95/reload
Stop Payment
(on a Cashier's Check)
$15/request
as of 6/1/14
Skip Payment Fee $19/per item
as of 11/12/15

Electronic Funds Transaction (EFT) Fees

Fee DescriptionFee
ATM Transaction Fee
(At ATMs not participating in the CO-OP Network)
$2/transaction

Credit/Debit Card Foreign Transaction Fees

Fee DescriptionFee
International Service Assessment (ISA)
(Transactions initiated in a foreign currency)
1% per transaction
Currency Fee
(Transactions occurring in foreign countries and initiated in U.S. dollars)
.80% per transaction

Basic Business Account Fees

Fee Description

Fee
Transactions
(Includes deposits, drafts cleared, and checks received)
15¢ in excess of 200 (per month)
Cash Handling
(Other fees and charges may apply based on volume)
.05%; after the first $10,000 per month

Business Money Market Account Fees

Fee Description Fee
Maintenance Fee $10/month
Transactions
(Includes deposits, checks cleared, etc.)
10¢ per transaction
Cash Handling
(Other fees and charges may apply based on volume)
.03%; after the first $10,000 per month

Other Business Account Fees

Fee Description Fee
Returned Deposit Fee $3/item
Printed Statement Option $2/month