Direct Deposit

Direct Deposit is a free service that automatically deposits recurring income received into your UFCU checking or savingsa account. Income received from your employer, Social Security, pension and retirement plans, the Armed Forces, VA Benefits, and annuity or dividend payments may all qualify for Direct Deposit.

How you benefit:

  • It's convenient. Your money is deposited automatically into your account, even when you are too busy to get to the bank. 
  • It's fast. You have same–day access to your money on the day of deposit.
  • It's safe. Never worry about checks getting lost, delayed, or stolen.
  • If you sign up for alerts, you can choose to be notified when a direct deposit is available in your account.

Download the Checking or Savings Direct Deposit Information Form (PDF) below and follow the three easy steps below to set up Direct Deposit.

Step 1. Contact your employer or payor before setting up Direct Deposit. Ask if your employer or payor (the company or agency who pays you) offers Direct Deposit services.

Step 2. If so, complete a form or provide a voided check to process your request for Direct Deposit. You will need to provide your account number and routing number (RTN). Our routing and transit number is 324079416. The diagrams below and on the Direct Deposit Information Forms show where to find your account information.

Step 3. Monitor your account. It may be one or two months before Direct Deposits go into effect — look for your first Direct Deposit about four weeks after your request.